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| Road Traffic Accident Compensation Claims |
>> Road traffic accident claims (or RTAs) cover any accidents in which a motor vehicle was involved. If your accident involved a car that drove off afterward (i.e. a hit and run) then you will need to make an untraced driver claim to the Motor Insurers Bureau. The MIB also offers compensation for those who were injured by motorists without insurance through an uninsured driver claim.
>> Whether you're the driver, a passenger, a cyclist, on a motorbike or simply a pedestrian that has been involved in an accident on the UK's roads you should speak to a solicitor if you intend to seek compensation for your injuries. Generally speaking, most people will already have legal insurance cover from their car's insurer which of course means that the firm which will be representing you will already be predetermined. If you opted out of the legal insurance option (prices range from £40 to £90 per year for such) then all is not lost, most legal firms will be happy to take on your case anyway with no charge up front. Remember to ask about charges at both ends of the case before signing anything, many companies tout "no win no fee" slogans but forget to mention the fees if you do win. Others may offer "100% of your compensation guaranteed" but will not take on the more risky claims or claims in parts of the country where such may not be possible like Scotland.
>> When claiming for car accident injuries it is important to have received medical attention so that the pain and suffering you received from the road traffic accident is sufficiently documented and therefore proveable. UK car accident claims often fail due to the simple fact that the injured victim did not attend a hospital or G.P. to discuss the pain they were feeling. Not only do medical notes go toward proving a road accident injury occurred, they also go to establishing the amount that should be awarded to the accidentally injured party. In many cases on U.K. roads an ambulance will be called to the scene of accidental collisions, especially if the police are already involved. Most solicitors are experienced in this area of claiming but we have set up a dedicated car injury claim website listing specialist firms across the UK.
>> In recent years the number of road traffic accident compensation claimants has risen dramatically as more and more people appeal for personal injury amounts when claiming. This has led many to believe that it is the payouts of car accidents compensation causing the sharp rise in actual insurance. This is not strictly true as the average traffic accidents compensation amounts paid out by insurers to claimants is generally only around £1,500 to £2,000 - e.g. whiplash. These amounts fall far short of the payments made for actual damage to cars involved in crashes themselves. As you will probably have notices yourself, bumpers used to cost £50-£100 to replace. Now, with everything "colour coded", "metallic painted" and "smoothly attached" to everything else on the car, a slight dent can cost £500-£3000. It should be noted that at least £30 of the money you pay for your insurance policy goes toward sorting out the problem of uninsured motorists.*
Other Road Traffic Accident Claim Types:
> Motorbike Accident Injury Compensation
> Whiplash Injury Claim
> Untraced Drivers Compensation
> Uninsured Motorist Claim
Disclaimer: Although this site is updated as often as possible the information provided may not accurately reflect the current laws, procedures and/or facilities available to you. To ensure that you get the most up to date information make sure you consult an actual solicitor before pursuing any action. The articles on this site are for informational purposes only and are not intended to advise any particular action or inaction. Please read our terms of use for more information.
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