Car Accidents Questions

 

I was injured when my car hit a pothole, can I make a claim?

The bad winter weather we have experienced in recent years in the UK has led to an increase in the number of potholes appearing in the roads. This typically occurs when salt is used to melt ice and snow. Water can also sit on the surface, freezing and then melting again. All this takes a toll on the road (and pavements as well) causing it to break up and create potholes.
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How is compensation for car accident claims calculated?

Claims for car accidents are calculated by breaking things down into separate sections. When you see sums in hundreds or thousands of pounds, you can assume they have all been calculated using the same set of criteria.
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Can I claim if I’m injured by an airbag failure?

Many modern cars are fitted with airbags. These are designed to help minimise the chance of injury if you are unfortunate enough to be involved in an accident. Needless to say, if you do find yourself in such a situation, you would expect your airbag to inflate rapidly and save you from potentially nasty injuries. It would be a shock to find it wasn’t there or didn’t inflate correctly to protect you when you needed it most.
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Can I claim for the psychological impact of a car accident?

If you have ever been involved in a car accident, you will know how stressful and upsetting it can be. Many people tend to focus on the physical consequences of an accident that can include injuries such as whiplash. However, there is also the psychological side of things to consider.
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Shouldn’t I just leave things in the hands of my car insurance company?

Being involved in a car accident of any kind is a distressing and stressful event. Most people who’ve suffered in this way will be able to tell you that the problems can be psychological as well as physical, with injuries which are often regarded as ‘trivial’, such as whiplash, leading to depression, feelings of isolation and unpleasant flashbacks to the event itself. In many cases, the victims’ first instinct may well be to simply get on with their life and try not to think about the accident at all. To this end, many people might feel that it is best to simply leave things in the hands of their insurance company, and that launching a claim for compensation will be more worry and trouble than it’s worth.
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Can I make a claim if my accident was caused by a poor driving surface?

There’s no getting away from the fact that driving in the UK is probably safer today than it’s ever been. Advances in vehicle technology and the development of safety features such as crumple zones, anti-lock braking and airbags mean that the chances of surviving a collision unscathed have been greatly improved. On top of this there is the fact that the likelihood of being involved in an accident in the first place has been reduced by higher overall standards of driver education, huge strides forward on matters such as drinking and driving and better design of such things as junctions and street lighting.
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Do I need to be the driver in order to make a claim?

Anyone who’s been injured in a car accident may well be in a position to make a claim for compensation if they feel that the accident was caused by the negligence of another party. Indeed, the phrase ‘car accident’ itself covers a huge range of incidents, and the injuries involved might range from mild cuts and bruises, all the way up to serious scarring, the amputation of limbs, paralysis and even fatality.
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What should I do immediately following a car accident?

If you’ve been involved in a car accident which was caused by the negligence of another party then it’s only fair that you should be able to make a claim for compensation. It doesn’t matter whether you were the driver, a passenger or even a pedestrian, if you’ve suffered injuries then you may well be able to claim for the injuries themselves and for any immediate and on-going monetary expenses.
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What to do immediately after a car accident

Nearly everybody will be involved in a car accident at some point in their life. Fortunately, most accidents are only minor and don’t result in any injury. However, occasionally people suffer quite serious injuries in a car crash. Not all injuries are noticeable straightaway, so it is important that you follow the correct procedure after a car accident, no matter how minor, as you may not know whether or not you will need to make a claim.
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How long does a car accident claim take?

The simple answer to this question is that it’s more or less impossible to predict with any degree of certainty. The time it takes for a claim to run from being launched to a successful claimant receiving compensation, is something which is open to influence from a huge range of different factors. As the Motor Insurers Bureau state on their website, a simple claim which is limited to damage of property may be settled as quickly as four to five months, but claims are very rarely quite so simple.
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