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Car Accident Claims

Car Crash Compensation

A car accident can completely change your life, which is an awful thing to cope with if the accident was not your fault. Injuries can range from superficial cuts and bruises, whiplash and fractured limbs, to devastating paralysis and even death. Both injuries which require short-term treatment and those that are permanent, needing long-term care and treatment, can leave you unable to work and coping with costly medical bills and expenses.

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But, if the car accident was not your fault, you may be entitled to make a personal injury accident claim to help you pay your expenses and move on with your life. Compensation can never make up for your pain and suffering but it can help you get the care you need and make up for lost earnings and potential future earnings.

There are many types of road traffic accidents you can claim for, you may be:-

-- A pedestrian who has been hit by a car.
-- A motorcyclist who has been involved in a collision with another vehicle.
-- A passenger in a car involved in an accident.
-- A driver of a vehicle hit by another vehicle.
-- A motorist who has suffered an accident due to a poor road surface, obstacle or dangerous road.
-- A cyclist hit by another vehicle.

Claiming Compensation for a Car Accident

Any compensation you are awarded in a car accident will be paid by the insurance company concerned and is not personally paid by the actual person who caused the accident. This is why everybody has motor insurance, it isn't just to cover damage to the vehicle.

Even if the driver who caused the accident has not been traced or was driving without insurance, you will still be able to pursue a personal injury compensation claim. This is because there is a special organisation, the Motor Insurers' Bureau (MIB), who will pay out compensation on these types of claims.

Making a Car Accident Claim

To be successful in making a claim for injury compensation as a result of a car accident, you will need to prove that you were injured in the accident and that another person was at fault. A specialist injury lawyer can advise you and build a case on your behalf but there are things that you can do to help your case:-

-- Record the contact details and insurance details of all the people involved in the accident.
-- Record the registration plates of all vehicles involved, just in case someone gives false details.
-- Record the contact details of people who witnessed the accident.
-- Report the accident to the police – This is a legal requirement if someone has been injured but it also means that there will be a report, and therefore evidence, of the accident and what happened.
-- Take photographs of the accident and the scene of the accident.
-- Get medical attention – If you have been injured it is essential that you seek medical attention immediately, not only to help you but also to provide evidence of your injuries. Your medical records and hospital records of the extent of your injury and what treatment was needed can be used as evidence in court.
-- Receipts – Keep receipts of any expenses incurred as a result of the accident, such as prescriptions, travel expenses, private medical treatment etc. Pay slips will also be useful if you are claiming for lost earnings.
-- Find a personal injury solicitor – Look for specialist personal injury solicitors or lawyers who have expertise in claiming compensation for car accidents. Do this as soon after the accident as possible so that witnesses can remember all the details and so you can get your claim started. Remember that claims need to be made within 3 years of the accident.

Many personal injury lawyers will be able to work on a making a no win no fee claim (a conditional agreement), meaning that you will not have to pay them if you lose your case and you should also be able to keep 100% of the compensation awarded to you if you win.